Akram, M., Z. Iqbal, and M. Mudasir Afzal. “LOAN CHARACTERISTICS & LOAN CREDIT TERMS: DOES IT MATTER IN A MICROFINANCE CONTRACT?”. Journal of Arts & Social Sciences , Vol. 10, no. 2, Dec. 2023, pp. 57-66, doi:10.46662/jass.v10i2.379.