Dr. Irfana Rasul, Dr. Seema Arif, and Dr. Muhammad Nadeem. 2021. “Role of Personal Factors in Epistemological Access to Higher Education: Comparison of Public and Private Universities in Pakistan”. Journal of Arts & Social Sciences 8 (1), 16-31. https://doi.org/10.46662/jass-vol8-iss1-2021(16-31).